How to Shop for Health Insurance

Networking Club information and recommendations will assist club members when making health insurance purchase decisions.

Accident Insurance is a form of health insurance against loss by accidental bodily injury.

Accident and Health Insurance is a type of coverage that pays benefits and or reimbursement for loss of income, in the case of sickness, accidental injury, or accidental death.

Dental insurance helps to pay costs of normal dental care as well as damage to teeth from an accident.

Disability Income Insurance is a form of health insurance that provides periodic payments to replace income when an insured person is unable to work as a result of illness, injury, or disease.

Health insurance reimburses losses resulting from sickness or accidental bodily injury. Health insurance includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance. Health insurance provides payment of benefits for covered sickness or injury. Includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, accidental death insurance, and dismemberment insurance.

Sickness Insurance is a form of health insurance providing benefits for loss resulting from illness or disease.

Visitor medical insurance is available for USA and Canada coverage for:

Foreign Students attending an educational institution full-time, or a daily registered student.

Visitors who are 79 years of age or under who wish to visit Canada. Insurance for visitors over 79 years old is available, but is medically underwritten.

Foreign Workers who are 69 years of age or under.

Landed Immigrants who are 69 years of age or under.

Returning Canadian citizens who are 79 years of age or younger.

Medical insurance is important for visitors traveling to the USA and Canada. Recent reports from the USA show the single largest cause of personal bankruptcies are medical expenses from sickness and accidents. Everything is more expensive during an emergency. Normal flight costs of $1000 are suddenly $15,000 for medical transfers. The daily hotel rate of $250 is petite compared to the $3,500 to $5,000 daily hospital rate. Anything more sophisticated than a bandage or plaster cast can cost 5 figures.

When you travel - have medical insurance!!

Look for the Network Club "How to shop for the best prices" Seminar.